Texas Insurance Pool

Texas insurance pools are used to help people that are at high risk to obtain health insurance. Many people who are self employed or are between jobs need health insurance coverage but

can not get it because they have pre existing conditions or considered high risk. The private insurance carriers will not insure these people or will charge higher rates than they can afford.

The state of Texas has a high risk insurance pool which helps people gain temporary health insurance coverage. This type of policy is meant to fill in the gap between jobs or while the non insurable period elapses. Texas insurance pools are not tax funded but instead are insurance pools. Basically each person pays their policy fee into a group fund and the state administers the health plan.

Sometimes people have just not tried hard enough to find an insurance company that will insure them. There are many companies that specialize in insuring high risk or pre existing health conditions. We recommend trying the companies below to see if you can qualify for coverage before going to the state. The reasons are simple, the state coverage is temporary and you will be looking for a health insurance policy again in a few months. The Texas insurance pool may be more expensive then some of the companies below. You have nothing to lose by applying with these companies. You will receive multiple health insurance quotes without any obligation.